Posts Tagged ‘Winter Garden’

Foreclosure Defense Lawyer Helpline

Written by lisaspitzer on . Posted in Your Debt Relief Lawyer Blog

Foreclosure Defense  Lawyer Helpline

Foreclosure defense, Boca Raton, Bradenton, Cape Coral, Clearwater, Coral Gables, Daytona, Delray Beach, Fort Lauderdale, Fort Myers, Fort Pierce, Fort Walton Beach, Gainesville, Hialeah, Hollywood, Homestead, Jacksonville, Key West, Kissimmee, Lakeland, Largo, Melbourne, Miami Miami Beach, Naples, New Smyrna Beach, Ocala, Orlando, Panama City, Pensacola, Plantation, Pompano Beach, Port Saint Lucie, Palm Beach, St. Petersburg, Sarasota, Tallahassee, Tampa, Tarpon Springs, Titusville, Venice, Vero Beach, West Palm Beach, West Pensacola, Winter Garden, Winter Haven, and Winter Park Foreclosure defense lawyer helping clients  faced with losing their home, We will have a licensed attorney overseeing mitigation services while wholly handling any and all litigation, if necessary.  It is this comprehensive approach that has used to help  many homeowners keep their homes. In Florida, foreclosures are judicial, which means the lender (the plaintiff) must file a lawsuit in state court. The lender initiates the foreclosure by filing a complaint with the court and having it served to the borrower, along with a summons that provides twenty days for the borrower to file an answer. If you do not respond to the court action within the specified amount of time, then the lender can get a default judgment from the court. This means you automatically lose the case and potentially lose your home.  If you file an answer, then the lender cannot obtain a default judgment. Instead, the lender will either file a motion of summary judgment (where the court grants judgment in favor of the lender if there is no dispute as to the important facts of the case), or go to trial. Using a licensed Florida attorney your case will be evaluated to determine what is the best way to attempt to save your home.  Plaintiffs have attorneys on their side.  Choosing to have an attorney fighting for you is an important step in saving your home.  My firm can fight the foreclosure in the courtroom while working on a resolution out of court like a mortgage modification. FORECLOSURE DEFENSE AND MORTGAGE Help FOR STRUGGLING Florida HOME OWNERS Foreclosure Defense Experienced Foreclosure Attorney Given your individual circumstance our foreclosure lawyers may be able to: ​* Stop the foreclosure and sale date * Make your mortgage payments affordable * Restructure all past due payments * Reduce your principle balance Call us or contact us now to speak to an experienced foreclosure defense attorney. Let us review your situation and see if there are options for you. We can help you in the entire state of Florida. HOMEOWNER ASSISTANCE FORM FILL OUT OUR CONTACT FORM  for a free  consultation with a foreclosure attorney We are  not a government sponsored website or program and not approved by your lender. This website is also not a non-profit, state or local government website.  No particular result is guaranteed by engaging with partners in our network. Lenders may not agree to change a consumer’s loan. To access information on government sponsored assistance, please visit There is no guarantee that you may qualify for a loan modification. You will not be asked to transfer or surrender property titles nor will we offer to buy your house at a below-market price. You will not be asked to bypass the lender and make payments directly to the company or other third party. We do not encourage you to avoid contacting your lender, lawyer, credit counselor, or housing counselor.

Florida Foreclosure Defense Helpline | Foreclosure Defense Lawyers

Written by lisaspitzer on . Posted in Your Debt Relief Lawyer Blog

Florida Foreclosure Defense Lawyers for Foreclosure Defense

Short Sales, Renegotiations, Reinstatements, Deeds in Lieu of Foreclosure  

Florida Mortgage Modification Attorneys

A  Florida mortgage modification can help with a: reduction or change in the loan’s interest rate, reduction in the loan’s principal, reduction or elimination of late fees and penalties for non-payment, reduction in your monthly payment, temporarily stop making payments, or extend the time for making payments. Call our foreclosure defense lawyer network for a qualified foreclosure defense because a successful foreclosure defense may prohibit or delay the foreclosure process.  It  may induce a lending institution to negotiate a loan modification that allows you to stay in your home. This is the  goal

Fair Debt Collections Helpline, Fair Debt Collection Lawyers

Written by lisaspitzer on . Posted in Debt Relief Blog, Your Debt Relief Lawyer Blog

In Florida there are certain laws that govern what creditors can and cannot do when they are attempting to collect a debt. This is called the Fair Debt Collections Act. Collectors can use alot of tactics which are actually against the law. If you are a victim of these tactics call our Fair Debt Collection Helpline and speak to a fair debt collections lawyer. A collector cannot: make embarrassing calls to you at work, call your neighbors, Tell you you will go to jail if you do not pay up, tell you they are a government agency, tell you that they will seize, garnish or sell your property, tell  you that you will be arrested or imprisoned; threaten to tell  credit information to any other person; lye about being employed by or from a credit bureau; tell you that you have committed a crime by not paying the debt , act like  they are lawyers, use of a false or made up name; or  refuse to disclose who they are and the purpose of the call. Fair Debt Collection Act Overview  What types of debt collection practices are prohibited under the Fair Debt Collection Practices Act? –Use of threats of violence or harm against the person, property, or reputation –Publishing a list of consumers who refuse to pay their debts or advertise your debt (except to a credit bureau) or give false information about you to anyone –Repeatedly using the telephone to annoy someone or telephone people without identifying themselves –Falsely implying that they are attorneys or government representatives or misrepresent the involvement of an attorney in collecting a debt –Falsely implying that you have committed a crime and will be arrested if you do not pay your debt –Giving a false name when they contact you or falsely represent that they operate or work for a credit bureau –Misrepresenting the amount of your debt or claim they will seize, garnish, attach, or sell your property or wages, unless the collection agency or creditor intends to do so, and it is legal to do so If you have been harassed by a collector and they have used these tactics call us to speak to a fair debt collections practices lawyer and learn about your legal rights under the Fair Debt Collections Act. –Indicating that papers being sent to you are legal forms when they are not or indicate that papers being sent to you are not legal forms when they are or send you anything that looks like an official document from a court or government agency when it is no –Claiming that actions, such as a lawsuit, will be taken against you, which legally may not be taken, or which they do not intend to take. –Collecting any amount greater than your debt, unless allowed by law –Using obscene or profane language –Depositing a post-dated check prematurely –Taking or threatening to take your property unless this can be done legally –Making you accept collect calls or contacting you by postcard –Calling your employer, neighbors, friends and relatives and revealing your delinquency to them [A delinquency can be revealed to a co-signor.] If you are being harassed for a debt and any of these tactics are being used call our Fair Debt Collections Helpline today and speak to a fair debt collections lawyer. You may be able to make a claim against them under the Fair Debt Collections Act and receive compensation. You have the right to sue the debt collector. If a debt collection agency has violated the the law, the FDCPA gives you the right to sue the debt collector. Our fair debt collection attorneys work on a contingency and when you have one of our debt collection lawyers on your side all contacts must go through him or her. The harassing  debt collection calls will stop.

 In trouble from an online payday loan?  You might not have to repay it

Florida Foreclosure Lawyers, Protect Your Home From Foreclosure

Written by lisaspitzer on . Posted in Florida-Debt-Relief-Updates

Foreclosures are back on the rise in Florida. it is simple; the bank owns your home and you must pay your monthly mortgage payment. When you fall behind the bank takes back your home. In a sense it is on loan to you.

Our attorneys are ready to help you with: Alachua County foreclosures, Baker County foreclosures, Bay County foreclosures, Brevard County foreclosures, Broward County foreclosures, Charlotte County foreclosures, Citrus County foreclosures, Clay County foreclosures, Collier County foreclosures, Columbia County foreclosures, Duval County foreclosures, Escambia County foreclosures, Flagler County foreclosures, Franklin County foreclosures, Gadsden County foreclosures, Gulf County foreclosures, Hendry County foreclosures, Hernando County foreclosures, Highlands County foreclosures, Hillsborough County foreclosures, Indian River County foreclosures, Jackson County foreclosures, Lake County foreclosures, Lee County foreclosures, Leon County foreclosures, Levy County foreclosures, Manatee County foreclosures, Marion County foreclosures, Martin County foreclosures , Miami-Dade County foreclosures, Monroe County foreclosures, Nassau County foreclosures, Okaloosa County foreclosures, Okeechobee County foreclosures, Orange County foreclosures, Osceola County foreclosures, Palm Beach County foreclosures, Pasco County foreclosures,Pinellas County foreclosures ,Polk County foreclosures, Putnam County foreclosures, Saint Johns County foreclosures, Saint Lucie County foreclosures, Santa Rosa County foreclosures, Sarasota County foreclosures, Seminole County foreclosures, Sumter County foreclosures, Volusia County foreclosures, Wakulla County foreclosures, and Walton County foreclosures. Get the help you need and keep your home.

  • Loan modification Help
  • Foreclosure defense help
  • Bankruptcy is ther last resort


Debt relief Attorney Network, Debt Consolidation programs, Foreclosure defense

Written by lisaspitzer on . Posted in Debt Relief Blog

Debt Relief Attorney Network Announces expanded Florida Helpline for Florida  Mortgage Modifications and Florida Foreclosure
Debt Relief Attorney Network has launched an expanded helpline for people with Debt problems. The new Helpline is oriented to Foreclosure defense, Loan Modification help and debt Consolidation. We will be seeing a new round of problems in 2012


PRLog (Press Release) – Jan 31, 2012 – The Debt relief Attorney Network has launched an expanded helpline for people needing help and advise regarding mortgage modification, Foreclosure and  debt consolidation. The helpline spokesperson says "We believe there will be a new round of problems in 2012. These people will need a reliable source to help them". The Debt Relief Helpline is expanding service and resources in the entore state of Florida.  FloridaThey feel will be showing an increase in the effects of the recession and residents will be in jeopardy of losing their homes in 2012.

"The Recent news we have been watching is reporting lower unemployment and a slow growth in the economy, but forecasters warn of a steady rise to consumer debt. As people get more burdened with debt the next problem is paying the monthly mortgage. It is a vicious cycle", says the helpline. "About 7.5 million homes with a current market value of $1 trillion will be liquidated through foreclosures or other distressed sales by 2016, according to an Oct. 27 report we have reviewed. The Obama administration said Friday that it will expand its signature foreclosure-prevention program to try to help those with heavy debt loads avoid losing their homes."

The Home Affordable Modification Program will also be extended through 2013. The Debt Relief Attorney Network's goal is to be there when people are needing help. The expansion is with an eye on what the next year will bring.