Foreclosure Defense Lawyer Helpline

Written by lisaspitzer on . Posted in Your Debt Relief Lawyer Blog

Foreclosure Defense  Lawyer Helpline

Foreclosure defense, Boca Raton, Bradenton, Cape Coral, Clearwater, Coral Gables, Daytona, Delray Beach, Fort Lauderdale, Fort Myers, Fort Pierce, Fort Walton Beach, Gainesville, Hialeah, Hollywood, Homestead, Jacksonville, Key West, Kissimmee, Lakeland, Largo, Melbourne, Miami Miami Beach, Naples, New Smyrna Beach, Ocala, Orlando, Panama City, Pensacola, Plantation, Pompano Beach, Port Saint Lucie, Palm Beach, St. Petersburg, Sarasota, Tallahassee, Tampa, Tarpon Springs, Titusville, Venice, Vero Beach, West Palm Beach, West Pensacola, Winter Garden, Winter Haven, and Winter Park Foreclosure defense lawyer helping clients  faced with losing their home, We will have a licensed attorney overseeing mitigation services while wholly handling any and all litigation, if necessary.  It is this comprehensive approach that has used to help  many homeowners keep their homes. In Florida, foreclosures are judicial, which means the lender (the plaintiff) must file a lawsuit in state court. The lender initiates the foreclosure by filing a complaint with the court and having it served to the borrower, along with a summons that provides twenty days for the borrower to file an answer. If you do not respond to the court action within the specified amount of time, then the lender can get a default judgment from the court. This means you automatically lose the case and potentially lose your home.  If you file an answer, then the lender cannot obtain a default judgment. Instead, the lender will either file a motion of summary judgment (where the court grants judgment in favor of the lender if there is no dispute as to the important facts of the case), or go to trial. Using a licensed Florida attorney your case will be evaluated to determine what is the best way to attempt to save your home.  Plaintiffs have attorneys on their side.  Choosing to have an attorney fighting for you is an important step in saving your home.  My firm can fight the foreclosure in the courtroom while working on a resolution out of court like a mortgage modification. FORECLOSURE DEFENSE AND MORTGAGE Help FOR STRUGGLING Florida HOME OWNERS Foreclosure Defense Experienced Foreclosure Attorney Given your individual circumstance our foreclosure lawyers may be able to: ​* Stop the foreclosure and sale date * Make your mortgage payments affordable * Restructure all past due payments * Reduce your principle balance Call us or contact us now to speak to an experienced foreclosure defense attorney. Let us review your situation and see if there are options for you. We can help you in the entire state of Florida. HOMEOWNER ASSISTANCE FORM FILL OUT OUR CONTACT FORM  for a free  consultation with a foreclosure attorney We are  not a government sponsored website or program and not approved by your lender. This website is also not a non-profit, state or local government website.  No particular result is guaranteed by engaging with partners in our network. Lenders may not agree to change a consumer’s loan. To access information on government sponsored assistance, please visit makinghomeaffordable.gov. There is no guarantee that you may qualify for a loan modification. You will not be asked to transfer or surrender property titles nor will we offer to buy your house at a below-market price. You will not be asked to bypass the lender and make payments directly to the company or other third party. We do not encourage you to avoid contacting your lender, lawyer, credit counselor, or housing counselor.

Florida Foreclosure Defense Helpline | Foreclosure Defense Lawyers

Written by lisaspitzer on . Posted in Your Debt Relief Lawyer Blog

Florida Foreclosure Defense Lawyers for Foreclosure Defense

Short Sales, Renegotiations, Reinstatements, Deeds in Lieu of Foreclosure  

Florida Mortgage Modification Attorneys

A  Florida mortgage modification can help with a: reduction or change in the loan’s interest rate, reduction in the loan’s principal, reduction or elimination of late fees and penalties for non-payment, reduction in your monthly payment, temporarily stop making payments, or extend the time for making payments. Call our foreclosure defense lawyer network for a qualified foreclosure defense because a successful foreclosure defense may prohibit or delay the foreclosure process.  It  may induce a lending institution to negotiate a loan modification that allows you to stay in your home. This is the  goal

Will The Vaginal Mesh Manufacturers File Bankruptcy | Florida Vaginal Mesh Lawyers Discuss

Written by lisaspitzer on . Posted in Your Debt Relief Lawyer Blog

With thousands of vaginal mesh and bladder sling lawsuits file the Miami, Ft Lauderdale, West Palm Beach, Tampa and Orlando pelvic mesh repair attorneys question whether or not companies like C.R Bard, AMS, Coloplast, and Boston Scientific will be able to take the financial hit or will they file bankruptcy.  They tell us that Johnson and Johnson should be able to handle it although, they are facing some big liability lawsuits with their hip replacement failure lawsuits.
The last huge class action involving this many injured this many women was the Dow Corning Breast Implant class action. Dow Corning did file bankruptcy.
Dow Corning and other breast implant manufacturers, including Baxter International, Bristol-Myers Squibb, 3M and Union Carbide,  reached a settlement with victim’s attorneys in September 1994. Under the terms of this settlement, a $4.23 billion trust was be established. $2 billion was  contributed by Dow Corning.  The fund would act as an insurance policy: Women with implants who signed up by the March 1, 1995 deadline would receive compensation if they became ill later, to a maximum of $1.4 million. If they preferred to opt out of the settlement to attempt to recover more through the courts, they had to indicate that they intended to do so by the deadline. The largest part  of the trust is a $1.2 billion  disease compensation fund.  Over 410,000 women joined in on the settlement .The huge number of disease claims caused a shortfall in  funds and U.S. District Judge Samuel Pointer in Birmingham, Alabama, ordered a renegotiation of the settlement, which was in process in the weeks before Dow Corning’s bankruptcy filing. In the Dow Corning Breast Implant  class action bankruptcy a halt was put to any compensation under the settlement by a specific cut off date, as well as any new lawsuits. Women who desperately need medical treatment, including removal of the implants, will have to wait until the bankruptcy’s resolution before receiving funds. (Most insurance companies have refused to cover treatment.) Moreover, the settlement itself is in jeopardy, since Dow Corning, the primary supplier of the gel used in the implants, is the main contributor to the fund.

Will The Vaginal Mesh Lawsuits Go The Same Route?

Many Florida vaginal lawyers think that Judge Goodwin’s solution,to hold consolidated trials, will bring the litigation closer to a resolution.

The Good News For Florida Mesh Victims

Florida has a 4 year statute so you can still file your vaginal mesh or bladder sling lawsuit. Do not wait. If a trust is established there will be deadlines and cut off dates. Get in now Call the Vaginal Mesh Helpline 1 877 522-2123  and get a vaginal mesh lawyer today.

Student Loan Consolidation Debt Foregiveness Hotline

Written by lisaspitzer on . Posted in Your Debt Relief Lawyer Blog

Do You Owe Money On a Student Loan?

Are You Having Trouble Paying It Off?

Speak to a student loan  consolidation and forgiveness program lawyer and information ab out the  process. Did You Know That? Lower payments are possible There are extended payment programs Your loans may he able to be be forgiven. You get lower payments

Let Us Get Your Student Loan  Consolidated  or Forgiven

 

Fair Debt Collections Helpline, Fair Debt Collection Lawyers

Written by lisaspitzer on . Posted in Debt Relief Blog, Your Debt Relief Lawyer Blog

In Florida there are certain laws that govern what creditors can and cannot do when they are attempting to collect a debt. This is called the Fair Debt Collections Act. Collectors can use alot of tactics which are actually against the law. If you are a victim of these tactics call our Fair Debt Collection Helpline and speak to a fair debt collections lawyer. A collector cannot: make embarrassing calls to you at work, call your neighbors, Tell you you will go to jail if you do not pay up, tell you they are a government agency, tell you that they will seize, garnish or sell your property, tell  you that you will be arrested or imprisoned; threaten to tell  credit information to any other person; lye about being employed by or from a credit bureau; tell you that you have committed a crime by not paying the debt , act like  they are lawyers, use of a false or made up name; or  refuse to disclose who they are and the purpose of the call. Fair Debt Collection Act Overview  What types of debt collection practices are prohibited under the Fair Debt Collection Practices Act? –Use of threats of violence or harm against the person, property, or reputation –Publishing a list of consumers who refuse to pay their debts or advertise your debt (except to a credit bureau) or give false information about you to anyone –Repeatedly using the telephone to annoy someone or telephone people without identifying themselves –Falsely implying that they are attorneys or government representatives or misrepresent the involvement of an attorney in collecting a debt –Falsely implying that you have committed a crime and will be arrested if you do not pay your debt –Giving a false name when they contact you or falsely represent that they operate or work for a credit bureau –Misrepresenting the amount of your debt or claim they will seize, garnish, attach, or sell your property or wages, unless the collection agency or creditor intends to do so, and it is legal to do so If you have been harassed by a collector and they have used these tactics call us to speak to a fair debt collections practices lawyer and learn about your legal rights under the Fair Debt Collections Act. –Indicating that papers being sent to you are legal forms when they are not or indicate that papers being sent to you are not legal forms when they are or send you anything that looks like an official document from a court or government agency when it is no –Claiming that actions, such as a lawsuit, will be taken against you, which legally may not be taken, or which they do not intend to take. –Collecting any amount greater than your debt, unless allowed by law –Using obscene or profane language –Depositing a post-dated check prematurely –Taking or threatening to take your property unless this can be done legally –Making you accept collect calls or contacting you by postcard –Calling your employer, neighbors, friends and relatives and revealing your delinquency to them [A delinquency can be revealed to a co-signor.] If you are being harassed for a debt and any of these tactics are being used call our Fair Debt Collections Helpline today and speak to a fair debt collections lawyer. You may be able to make a claim against them under the Fair Debt Collections Act and receive compensation. You have the right to sue the debt collector. If a debt collection agency has violated the the law, the FDCPA gives you the right to sue the debt collector. Our fair debt collection attorneys work on a contingency and when you have one of our debt collection lawyers on your side all contacts must go through him or her. The harassing  debt collection calls will stop.

 In trouble from an online payday loan?  You might not have to repay it